Singapore Travel Money Guide
Singapore is cashless heaven. Cards, contactless, and PayNow work everywhere from hawker centers to luxury malls.
Capital: Singapore · Currency: Singapore Dollar (SGD)
Paying by card
All major cards accepted. EZ-Link and SimplyGo (with foreign Visa/Mastercard contactless) cover transit.
Cash and ATMs
If needed, use DBS, OCBC, or UOB ATMs. SGD 50-100 covers a week of incidentals.
Tipping
Not customary. A 10% service charge is usually built into restaurant bills.
Scams to avoid
Extremely safe. Watch for inflated bills at clip joints in Geylang.
What SGD amounts are worth
| SGD | USD | EUR | GBP |
|---|---|---|---|
| 10 SGD | 7.81 | 6.98 | 5.85 |
| 50 SGD | 39.04 | 34.90 | 29.25 |
| 100 SGD | 78.09 | 69.80 | 58.50 |
| 500 SGD | 390.44 | 348.98 | 292.52 |
Rates are European Central Bank reference rates for 26 Oct 2026 (published each working day around 16:00 CET; the UAE dirham uses its official US-dollar peg of 3.6725). The live converter loads the latest rate when the page opens.
Over the 30 days of ECB data to 26 Oct 2026, one US dollar bought 0.27% more SGD and one euro 1.62% fewer.
Before you go
- When a card terminal or ATM offers to charge you in your home currency, decline and pay in SGD; the conversion it offers usually includes a wide margin.
- Tell your bank you are travelling and carry two cards on different networks in case one is declined.
- Check your card's foreign transaction fee and put it in the budget converter's fee field.
Budget the trip with the travel budget converter, see all SGD rates, or browse more country guides.
Coming home with leftover SGD cash? See what it is worth with the SGD to USD converter.