USD to EUR Converter: United States Dollar to Euro

1 USD = 0.8938 EUR and 1 EUR = 1.1188 USD (mid-market, 26 Oct 2026). Over the 30 days of ECB data from 25 Sept 2026, the United States Dollar rose 1.92% against the Euro.

To convert USD to EUR, type the amount in USD (United States Dollar) into the converter below. It multiplies your amount by the latest mid-market USD/EUR rate and shows the result in EUR (Euro), with the date of the rate. Tap the swap button to go from EUR back to USD. The mid-market rate changes every working day, and banks, cards and exchange desks add their own margin, so the amount you receive will be a little lower. check what your bank charges on USD to EUR · plan a trip budget in Euro · see every United States Dollar exchange rate.

Converting the other way? Use the EUR to USD converter for Euro to United States Dollar amounts and tables.

Rates are European Central Bank reference rates for 26 Oct 2026 (published each working day around 16:00 CET; the UAE dirham uses its official US-dollar peg of 3.6725). The live converter loads the latest rate when the page opens.

United States Dollar to Euro

Euro to United States Dollar

USD to EUR over the last 30 days

Over the 22 ECB working days from 25 Sept 2026 to 26 Oct 2026, 1 USD ranged from 0.8770 EUR (25 Sept 2026) to 0.8947 EUR (7 Oct 2026), averaging 0.8895. Today's 0.8938 is above that average by 0.49%.

For 1,000 USD, that range is the difference between 876.96 and 894.69 EUR: 17.73 EUR, or 2.02% of the low. The biggest one-day move was +0.82% on 7 Oct 2026.

Example: a bank or card that sets its rate 3% worse than mid-market would pay 867.00 EUR for 1,000 USD today instead of 893.81, keeping 26.81 EUR. That 3% is more than this rate's whole 30-day range, so the margin you pay matters more than the day you convert.

Sending money between US Dollar (USD) and Euro (EUR) is one of the most common cross-border transactions in the world. Whether you're a traveler, freelancer, expat, importer or investor, getting a few percent better on your conversion adds up fast — on a $5,000 transfer, a 1% improvement is $50 in your pocket.

A short history of the USD/EUR pair

EUR/USD launched in 1999 and is the world's most-traded currency pair, accounting for roughly 23% of daily forex volume. Historic range: from a 0.83 low in 2000 to a 1.60 peak in 2008.

Like all major pairs, USD/EUR is quoted as the amount of Euro you receive for one US Dollar. The rate moves continuously during the 24/5 forex week, with the deepest liquidity (and tightest spreads) when the London and New York sessions overlap between 8 AM and 12 PM Eastern Time.

What drives the USD to EUR rate

Three forces dominate: interest-rate differentials between the two central banks, the relative health of each economy (GDP, jobs, inflation), and global risk sentiment. When traders feel cautious, capital flows toward the perceived safer currency in the pair, pushing its value up.

• Central bank policy — rate hikes typically strengthen a currency by attracting yield-seeking capital.
• Inflation prints — higher inflation usually weakens a currency over time.
• Trade balance — exporters' currencies tend to firm when global demand is strong.
• Political stability — elections, referendums and policy shocks can move USD/EUR 1-3% in a session.

Forecast and what to watch in the months ahead

Markets focus on the policy gap between the Federal Reserve and the European Central Bank. When the Fed pauses cutting and the ECB keeps cutting, the dollar tends to firm against the euro.

Currency forecasts are educated guesses. Even the best institutional models miss; treat any number as a range, not a target.

Best ways to convert USD to EUR

For amounts under $1,000, low-cost apps like Wise and Revolut are almost always the best choice — they quote the mid-market rate and charge a small transparent fee. For larger transfers (typically $5,000+), services like OFX often waive fees and assign a dealer. Western Union remains the easiest option when the recipient needs cash pickup.

• For Eurozone freelancers paid in USD, monthly invoicing through Wise typically beats PayPal by 2-4%.
• Always compare the final amount received, not the headline rate.
• Avoid airport kiosks and hotel desks — spreads above 8% are common.
• If your bank charges a foreign-transaction fee on card spending, get a fee-free travel card before you fly.

Travel money tips for the Eurozone

The euro is accepted across 20 EU member states. Cards work nearly everywhere; ATMs are dense in cities but charge ~€3-5 per withdrawal at non-network banks. Not every EU country uses it: Hungary and the Czech Republic keep their own currencies, so check USD to HUF and USD to CZK before a trip to Budapest or Prague.

Carry a small amount of local cash for taxis and tips on arrival, then rely on a fee-free debit card for the rest. Skip dynamic currency conversion (DCC) when paying — always choose to be charged in the local currency at the terminal.

Putting it all together

The USD/EUR rate you see at the top of this page is the mid-market reference — the same one professionals watch. Your bank or app will quote slightly off that depending on its margin and fees. Use the converter to plan, then compare two or three providers before you transfer real money.

Asked to pay in your own currency at a till or ATM? Check the offer with the local-currency-or-yours calculator. Need a rate your bank only quotes through the dollar? Try the cross rate calculator.

Frequently asked questions about USD to EUR

How do I convert USD to EUR?

Enter the amount in USD in the converter at the top of this page and it shows the value in EUR at the latest mid-market rate, with the date of that rate. To work it out by hand, multiply the USD amount by the USD/EUR rate; to go the other way, divide the EUR amount by the same rate.

Why is my bank's USD to EUR rate different from this converter?

This converter shows the mid-market rate, the midpoint between wholesale buying and selling prices. Banks, card networks and exchange desks quote a rate a few percent worse and may add a fixed fee. Enter the amount you were quoted in the exchange-rate markup calculator to see the margin in percent and in United States Dollar.

How much is 1 USD in EUR?

1 USD (United States Dollar) equalled about 0.8938 EUR (Euro) on 26 Oct 2026 (mid-market reference rate). Rates move throughout the trading day; the converter above shows the latest figure.

How much is 100 USD in EUR?

100 USD was about 89.38 EUR on 26 Oct 2026. Banks, card networks and airport kiosks add a margin to the mid-market rate, so the amount you actually receive is lower; the markup calculator shows how much a given margin costs.

How much is 1000 USD in EUR?

1,000 USD was about 893.81 EUR on 26 Oct 2026. For larger transfers, compare the final amount received from two or three providers, because fees and exchange-rate margins differ more than headline rates suggest.

What is the inverse rate — 1 EUR to USD?

1 EUR was about 1.1188 USD on 26 Oct 2026. Use this when you're pricing items in Euro and need a quick mental United States Dollar reference.

When is the best time to convert USD to EUR?

Forex liquidity is highest when London and New York overlap (8 AM–12 PM ET), which usually means the tightest spreads. Avoid weekends and major central bank announcement days unless you're hedging.

Is the USD/EUR rate shown live?

The converter loads the latest available rate when the page opens: European Central Bank reference rates (published once each working day around 16:00 CET) with a commercial feed for currencies the ECB does not cover. Figures in the text are dated. Your provider's quoted rate will include its own margin.

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Changing a large sum? The best time to convert USD to EUR explains what moves the rate and how to avoid a bad day.