USD to INR Converter: United States Dollar to Indian Rupee

1 USD = 95.1800 INR and 1 INR = 0.0105 USD (mid-market, 26 Oct 2026). Over the 30 days of ECB data from 25 Sept 2026, the United States Dollar fell 0.67% against the Indian Rupee.

To convert USD to INR, type the amount in USD (United States Dollar) into the converter below. It multiplies your amount by the latest mid-market USD/INR rate and shows the result in INR (Indian Rupee), with the date of the rate. Tap the swap button to go from INR back to USD. The mid-market rate changes every working day, and banks, cards and exchange desks add their own margin, so the amount you receive will be a little lower. check what your bank charges on USD to INR · plan a trip budget in Indian Rupee · see every United States Dollar exchange rate.

Converting the other way? Use the INR to USD converter for Indian Rupee to United States Dollar amounts and tables.

Rates are European Central Bank reference rates for 26 Oct 2026 (published each working day around 16:00 CET; the UAE dirham uses its official US-dollar peg of 3.6725). The live converter loads the latest rate when the page opens.

United States Dollar to Indian Rupee

Indian Rupee to United States Dollar

USD to INR over the last 30 days

Over the 22 ECB working days from 25 Sept 2026 to 26 Oct 2026, 1 USD ranged from 94.4700 INR (21 Oct 2026) to 96.7800 INR (8 Oct 2026), averaging 95.6695. Today's 95.1800 is below that average by 0.51%.

For 1,000 USD, that range is the difference between 94,470.00 and 96,780.00 INR: 2,310.00 INR, or 2.45% of the low. The biggest one-day move was -0.98% on 12 Oct 2026.

Example: a bank or card that sets its rate 3% worse than mid-market would pay 92,324.60 INR for 1,000 USD today instead of 95,180.00, keeping 2,855.40 INR. That 3% is more than this rate's whole 30-day range, so the margin you pay matters more than the day you convert.

Sending money between US Dollar (USD) and Indian Rupee (INR) is one of the most common cross-border transactions in the world. Whether you're a traveler, freelancer, expat, importer or investor, getting a few percent better on your conversion adds up fast — on a $5,000 transfer, a 1% improvement is $50 in your pocket.

A short history of the USD/INR pair

INR has steadily weakened against USD over decades, reflecting persistent inflation differentials and trade deficits.

Like all major pairs, USD/INR is quoted as the amount of Indian Rupee you receive for one US Dollar. The rate moves continuously during the 24/5 forex week, with the deepest liquidity (and tightest spreads) when the London and New York sessions overlap between 8 AM and 12 PM Eastern Time.

What drives the USD to INR rate

Three forces dominate: interest-rate differentials between the two central banks, the relative health of each economy (GDP, jobs, inflation), and global risk sentiment. When traders feel cautious, capital flows toward the perceived safer currency in the pair, pushing its value up.

• Central bank policy — rate hikes typically strengthen a currency by attracting yield-seeking capital.
• Inflation prints — higher inflation usually weakens a currency over time.
• Trade balance — exporters' currencies tend to firm when global demand is strong.
• Political stability — elections, referendums and policy shocks can move USD/INR 1-3% in a session.

Forecast and what to watch in the months ahead

RBI policy and oil prices (India is a major importer) are the biggest factors. Long-term INR depreciation is the consensus base case.

Currency forecasts are educated guesses. Even the best institutional models miss; treat any number as a range, not a target.

Best ways to convert USD to INR

For amounts under $1,000, low-cost apps like Wise and Revolut are almost always the best choice — they quote the mid-market rate and charge a small transparent fee. For larger transfers (typically $5,000+), services like OFX often waive fees and assign a dealer. Western Union remains the easiest option when the recipient needs cash pickup.

• NRIs sending money home should compare Wise, Remitly and ICICI's Money2India — fees and rates vary materially by corridor.
• Always compare the final amount received, not the headline rate.
• Avoid airport kiosks and hotel desks — spreads above 8% are common.
• If your bank charges a foreign-transaction fee on card spending, get a fee-free travel card before you fly.

Travel money tips for the India

UPI dominates India payments but typically requires a local bank link. Carry a Visa/Mastercard for hotels and a small INR float for taxis.

Carry a small amount of local cash for taxis and tips on arrival, then rely on a fee-free debit card for the rest. Skip dynamic currency conversion (DCC) when paying — always choose to be charged in the local currency at the terminal.

Putting it all together

The USD/INR rate you see at the top of this page is the mid-market reference — the same one professionals watch. Your bank or app will quote slightly off that depending on its margin and fees. Use the converter to plan, then compare two or three providers before you transfer real money.

Asked to pay in your own currency at a till or ATM? Check the offer with the local-currency-or-yours calculator. Need a rate your bank only quotes through the dollar? Try the cross rate calculator.

Frequently asked questions about USD to INR

How do I convert USD to INR?

Enter the amount in USD in the converter at the top of this page and it shows the value in INR at the latest mid-market rate, with the date of that rate. To work it out by hand, multiply the USD amount by the USD/INR rate; to go the other way, divide the INR amount by the same rate.

Why is my bank's USD to INR rate different from this converter?

This converter shows the mid-market rate, the midpoint between wholesale buying and selling prices. Banks, card networks and exchange desks quote a rate a few percent worse and may add a fixed fee. Enter the amount you were quoted in the exchange-rate markup calculator to see the margin in percent and in United States Dollar.

How much is 1 USD in INR?

1 USD (United States Dollar) equalled about 95.1800 INR (Indian Rupee) on 26 Oct 2026 (mid-market reference rate). Rates move throughout the trading day; the converter above shows the latest figure.

How much is 100 USD in INR?

100 USD was about 9518.00 INR on 26 Oct 2026. Banks, card networks and airport kiosks add a margin to the mid-market rate, so the amount you actually receive is lower; the markup calculator shows how much a given margin costs.

How much is 1000 USD in INR?

1,000 USD was about 95180.00 INR on 26 Oct 2026. For larger transfers, compare the final amount received from two or three providers, because fees and exchange-rate margins differ more than headline rates suggest.

What is the inverse rate — 1 INR to USD?

1 INR was about 0.0105 USD on 26 Oct 2026. Use this when you're pricing items in Indian Rupee and need a quick mental United States Dollar reference.

When is the best time to convert USD to INR?

Forex liquidity is highest when London and New York overlap (8 AM–12 PM ET), which usually means the tightest spreads. Avoid weekends and major central bank announcement days unless you're hedging.

Is the USD/INR rate shown live?

The converter loads the latest available rate when the page opens: European Central Bank reference rates (published once each working day around 16:00 CET) with a commercial feed for currencies the ECB does not cover. Figures in the text are dated. Your provider's quoted rate will include its own margin.

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