INR to USD Converter: Indian Rupee to United States Dollar

1 INR = 0.0105 USD and 1 USD = 95.1800 INR (mid-market, 26 Oct 2026). Over the 30 days of ECB data from 25 Sept 2026, the Indian Rupee rose 0.67% against the United States Dollar.

To convert INR to USD, type the amount in INR (Indian Rupee) into the converter below. It multiplies your amount by the latest mid-market INR/USD rate and shows the result in USD (United States Dollar), with the date of the rate. Tap the swap button to go from USD back to INR. The mid-market rate changes every working day, and banks, cards and exchange desks add their own margin, so the amount you receive will be a little lower. check what your bank charges on INR to USD · plan a trip budget in United States Dollar · see every Indian Rupee exchange rate.

Converting the other way? Use the USD to INR converter for United States Dollar to Indian Rupee amounts and tables.

Rates are European Central Bank reference rates for 26 Oct 2026 (published each working day around 16:00 CET; the UAE dirham uses its official US-dollar peg of 3.6725). The live converter loads the latest rate when the page opens.

Indian Rupee to United States Dollar

United States Dollar to Indian Rupee

INR to USD over the last 30 days

Over the 22 ECB working days from 25 Sept 2026 to 26 Oct 2026, 1 INR ranged from 0.0103 USD (8 Oct 2026) to 0.0106 USD (21 Oct 2026), averaging 0.0105. Today's 0.0105 is above that average by 0.51%.

For 1,000 INR, that range is the difference between 10.33 and 10.59 USD: 0.25 USD, or 2.45% of the low. The biggest one-day move was +0.99% on 12 Oct 2026.

Example: a bank or card that sets its rate 3% worse than mid-market would pay 10.19 USD for 1,000 INR today instead of 10.51, keeping 0.32 USD. That 3% is more than this rate's whole 30-day range, so the margin you pay matters more than the day you convert.

What affects the INR to USD rate

The rupee has been market-determined since 1993; the Reserve Bank of India intervenes to curb excessive volatility, not to hold a level. These are the forces that move INR/USD.

• Reserve Bank of India (RBI) policy. A six-member Monetary Policy Committee sets the policy repo rate and must meet at least four times a year. The government's inflation target for April 2026 to March 2031 is 4 percent CPI inflation, with a tolerance band of 2 to 6 percent. (Source: Reserve Bank of India)
• The Federal Reserve. The Federal Open Market Committee aims for inflation of 2 percent over the longer run, measured by the annual change in the price index for personal consumption expenditures, and holds eight regularly scheduled meetings a year. A change in the gap between US interest rates and the other central bank's rate shifts where investors hold money, which moves the exchange rate. (Source: Federal Reserve)
• Trade and capital flows. Oil imports are paid in dollars, while software exports, remittances into India and foreign investment in Indian shares and bonds bring dollars in. When outflows outweigh inflows, more rupees are needed per dollar.

Sending money, cash and cards: INR to USD

Sending money from India to the US

Under the RBI's Liberalised Remittance Scheme, resident individuals, including minors, may remit up to USD 250,000 per financial year (April to March) for permitted current or capital account purposes, such as education, travel, gifts, medical costs or maintaining relatives abroad. (Source: Reserve Bank of India)

The spread is the gap between the mid-market rate on this page and the rate you are actually given. It is easy to measure: at the rate above, 100,000 INR is 1,050.64 USD, so a rate 1% worse delivers 10.51 USD less and a rate 3% worse 31.52 USD less. Compare the amount the recipient gets, not the advertised fee alone, and use the exchange-rate markup calculator to turn any quote into a percentage.

Cash and cards in the US

US prices are in dollars and sales tax is added at the till. An Indian card or forex card is charged in dollars and converted by your issuer, which may add its own markup; check the card's schedule of charges before you travel.

When a card terminal or ATM offers to charge you in INR instead of USD, that is dynamic currency conversion: the merchant or ATM operator picks the exchange rate. Choosing USD leaves the conversion to your card issuer.

Central-bank and regulator figures on this page come from the sources below, retrieved 1 Oct 2026. This page explains what moves the rate; it does not forecast it or give investment advice. Measure any quote with the exchange-rate markup calculator.

Sources

• Reserve Bank of India: Monetary Policy Committee: overview
• Federal Reserve: What economic goals does the Federal Reserve seek to achieve through its monetary policy?
• Federal Reserve: Federal Open Market Committee
• Reserve Bank of India: FAQs: Liberalised Remittance Scheme

Sending money between Indian Rupee (INR) and US Dollar (USD) is one of the most common cross-border transactions in the world. Whether you're a traveler, freelancer, expat, importer or investor, getting a few percent better on your conversion adds up fast — on a $5,000 transfer, a 1% improvement is $50 in your pocket.

A short history of the INR/USD pair

The rupee's exchange rate has been market-determined since 1 March 1993, when the Reserve Bank of India (RBI) unified the dual rates of the Liberalised Exchange Rate Management System introduced in March 1992. Since 2016 the RBI has run flexible inflation targeting under the amended RBI Act, with a CPI inflation target of 4% and a tolerance band of 2% to 6% (source: Reserve Bank of India). The RBI intervenes in the foreign exchange market to curb excessive volatility rather than to hold a fixed level.

Like all major pairs, INR/USD is quoted as the amount of US Dollar you receive for one Indian Rupee. The rate moves continuously during the 24/5 forex week, with the deepest liquidity (and tightest spreads) when the London and New York sessions overlap between 8 AM and 12 PM Eastern Time.

Travel money tips for the United States

In the US, prices and card payments are in US dollars and sales tax is added at the till. When an Indian card offers to charge you in rupees at a US terminal or ATM (dynamic currency conversion), decline and pay in dollars; a forex card loaded in USD before you travel usually beats buying dollars at the airport.

Carry a small amount of local cash for taxis and tips on arrival, then rely on a fee-free debit card for the rest. Skip dynamic currency conversion (DCC) when paying — always choose to be charged in the local currency at the terminal.

Putting it all together

The INR/USD rate you see at the top of this page is the mid-market reference — the same one professionals watch. Your bank or app will quote slightly off that depending on its margin and fees. Use the converter to plan, then compare two or three providers before you transfer real money.

Asked to pay in your own currency at a till or ATM? Check the offer with the local-currency-or-yours calculator. Need a rate your bank only quotes through the dollar? Try the cross rate calculator.

Frequently asked questions about INR to USD

How do I convert INR to USD?

Enter the amount in INR in the converter at the top of this page and it shows the value in USD at the latest mid-market rate, with the date of that rate. To work it out by hand, multiply the INR amount by the INR/USD rate; to go the other way, divide the USD amount by the same rate.

Why is my bank's INR to USD rate different from this converter?

This converter shows the mid-market rate, the midpoint between wholesale buying and selling prices. Banks, card networks and exchange desks quote a rate a few percent worse and may add a fixed fee. Enter the amount you were quoted in the exchange-rate markup calculator to see the margin in percent and in Indian Rupee.

How much is 10,000 INR in USD?

10,000 INR was about 105.06 USD at the mid-market rate on this page. A bank or card adds its own margin, so expect to receive a little less.

How much money can I send from India to the US?

Resident individuals can remit up to USD 250,000 per financial year (April to March) under the Liberalised Remittance Scheme, for permitted purposes such as education, travel, gifts and maintaining relatives (source: Reserve Bank of India).

Is the Indian rupee pegged to the US dollar?

No. The rupee has been market-determined since March 1993. The RBI buys or sells dollars to curb excessive volatility, but it does not hold a fixed rate (source: Reserve Bank of India).

How is INR to USD calculated?

Divide the rupee amount by the number of rupees per dollar, or multiply it by the INR/USD rate shown above. The converter does this for you at the mid-market rate and shows the date of that rate.

How much is 1 INR in USD?

1 INR (Indian Rupee) equalled about 0.0105 USD (United States Dollar) on 26 Oct 2026 (mid-market reference rate). Rates move throughout the trading day; the converter above shows the latest figure.

How much is 100 INR in USD?

100 INR was about 1.05 USD on 26 Oct 2026. Banks, card networks and airport kiosks add a margin to the mid-market rate, so the amount you actually receive is lower; the markup calculator shows how much a given margin costs.

How much is 1000 INR in USD?

1,000 INR was about 10.51 USD on 26 Oct 2026. For larger transfers, compare the final amount received from two or three providers, because fees and exchange-rate margins differ more than headline rates suggest.

What is the inverse rate — 1 USD to INR?

1 USD was about 95.1800 INR on 26 Oct 2026. Use this when you're pricing items in United States Dollar and need a quick mental Indian Rupee reference.

When is the best time to convert INR to USD?

Forex liquidity is highest when London and New York overlap (8 AM–12 PM ET), which usually means the tightest spreads. Avoid weekends and major central bank announcement days unless you're hedging.

Is the INR/USD rate shown live?

The converter loads the latest available rate when the page opens: European Central Bank reference rates (published once each working day around 16:00 CET) with a commercial feed for currencies the ECB does not cover. Figures in the text are dated. Your provider's quoted rate will include its own margin.

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