THB to USD Converter: Thai Baht to United States Dollar

1 THB = 0.0296 USD and 1 USD = 33.8050 THB (mid-market, 26 Oct 2026). Over the 30 days of ECB data from 25 Sept 2026, the Thai Baht fell 1.36% against the United States Dollar.

To convert THB to USD, type the amount in THB (Thai Baht) into the converter below. It multiplies your amount by the latest mid-market THB/USD rate and shows the result in USD (United States Dollar), with the date of the rate. Tap the swap button to go from USD back to THB. The mid-market rate changes every working day, and banks, cards and exchange desks add their own margin, so the amount you receive will be a little lower. check what your bank charges on THB to USD · plan a trip budget in United States Dollar · see every Thai Baht exchange rate.

Converting the other way? Use the USD to THB converter for United States Dollar to Thai Baht amounts and tables.

Rates are European Central Bank reference rates for 26 Oct 2026 (published each working day around 16:00 CET; the UAE dirham uses its official US-dollar peg of 3.6725). The live converter loads the latest rate when the page opens.

Thai Baht to United States Dollar

United States Dollar to Thai Baht

THB to USD over the last 30 days

Over the 22 ECB working days from 25 Sept 2026 to 26 Oct 2026, 1 THB ranged from 0.0296 USD (26 Oct 2026) to 0.0300 USD (25 Sept 2026), averaging 0.0298. Today's 0.0296 is below that average by 0.60%.

For 1,000 THB, that range is the difference between 29.58 and 29.99 USD: 0.41 USD, or 1.38% of the low. The biggest one-day move was -0.67% on 28 Sept 2026.

Example: a bank or card that sets its rate 3% worse than mid-market would pay 28.69 USD for 1,000 THB today instead of 29.58, keeping 0.89 USD. That 3% is more than this rate's whole 30-day range, so the margin you pay matters more than the day you convert.

What affects the THB to USD rate

Thailand has run a managed float since July 1997, so THB/USD is set by the market with occasional Bank of Thailand smoothing.

• Bank of Thailand (BOT) policy. The policy interest rate is the 1-day bilateral repurchase rate, decided by the Monetary Policy Committee six times a year. The 2026 target, agreed between the MPC and the Minister of Finance and approved by the Cabinet on 30 December 2025, is headline inflation of 1.0 to 3.0 percent over the medium term. (Source: Bank of Thailand)
• The Federal Reserve. The Federal Open Market Committee aims for inflation of 2 percent over the longer run, measured by the annual change in the price index for personal consumption expenditures, and holds eight regularly scheduled meetings a year. A change in the gap between US interest rates and the other central bank's rate shifts where investors hold money, which moves the exchange rate. (Source: Federal Reserve)
• Tourism, exports and gold. Foreign visitors and export earnings bring dollars in, and Thai gold trading creates large dollar flows in both directions.

Sending money, cash and cards: THB to USD

Changing baht into dollars

Foreign currency notes may be taken out of Thailand up to the amount bought from authorized banks or money changers, so keep the receipt. Baht notes may be taken to countries bordering Thailand, Vietnam and China's Yunnan province up to THB 2 million and to other countries up to THB 50,000. Carrying more than THB 450,000 in baht, or more than USD 15,000 or its equivalent in foreign notes, requires a Customs declaration. (Source: Bank of Thailand)

The spread is the gap between the mid-market rate on this page and the rate you are actually given. It is easy to measure: at the rate above, 50,000 THB is 1,479.07 USD, so a rate 1% worse delivers 14.79 USD less and a rate 3% worse 44.37 USD less. Compare the amount the recipient gets, not the advertised fee alone, and use the exchange-rate markup calculator to turn any quote into a percentage.

Cash and cards in the US

US prices are in dollars, sales tax is added at the till and tipping is expected in restaurants. A Thai card is converted to baht by your issuer, which may add its own fee.

When a card terminal or ATM offers to charge you in THB instead of USD, that is dynamic currency conversion: the merchant or ATM operator picks the exchange rate. Choosing USD leaves the conversion to your card issuer.

Central-bank and regulator figures on this page come from the sources below, retrieved 1 Oct 2026. This page explains what moves the rate; it does not forecast it or give investment advice. Measure any quote with the exchange-rate markup calculator.

Sources

• Bank of Thailand: Policy Interest Rate
• Bank of Thailand: MPC Meeting
• Bank of Thailand: Monetary Policy Target
• Federal Reserve: What economic goals does the Federal Reserve seek to achieve through its monetary policy?
• Federal Reserve: Federal Open Market Committee
• Bank of Thailand: Exchange Control Regulation

Sending money between Thai Baht (THB) and US Dollar (USD) is one of the most common cross-border transactions in the world. Whether you're a traveler, freelancer, expat, importer or investor, getting a few percent better on your conversion adds up fast — on a $5,000 transfer, a 1% improvement is $50 in your pocket.

A short history of the THB/USD pair

On 2 July 1997 the Bank of Thailand (BOT) ended the baht's link to a basket of currencies dominated by the US dollar and adopted a managed-float exchange rate regime, an event that marked the start of the Asian financial crisis. The BOT adopted inflation targeting in May 2000, and its current target is headline inflation of 1% to 3% a year (source: Bank of Thailand).

Like all major pairs, THB/USD is quoted as the amount of US Dollar you receive for one Thai Baht. The rate moves continuously during the 24/5 forex week, with the deepest liquidity (and tightest spreads) when the London and New York sessions overlap between 8 AM and 12 PM Eastern Time.

Travel money tips for the United States

In the US, prices are in US dollars, sales tax is added at the till and tipping is expected in restaurants. When a Thai card offers to charge you in baht at a US terminal or ATM (dynamic currency conversion), decline and pay in dollars.

Carry a small amount of local cash for taxis and tips on arrival, then rely on a fee-free debit card for the rest. Skip dynamic currency conversion (DCC) when paying — always choose to be charged in the local currency at the terminal.

Putting it all together

The THB/USD rate you see at the top of this page is the mid-market reference — the same one professionals watch. Your bank or app will quote slightly off that depending on its margin and fees. Use the converter to plan, then compare two or three providers before you transfer real money.

Asked to pay in your own currency at a till or ATM? Check the offer with the local-currency-or-yours calculator. Need a rate your bank only quotes through the dollar? Try the cross rate calculator.

Frequently asked questions about THB to USD

How do I convert THB to USD?

Enter the amount in THB in the converter at the top of this page and it shows the value in USD at the latest mid-market rate, with the date of that rate. To work it out by hand, multiply the THB amount by the THB/USD rate; to go the other way, divide the USD amount by the same rate.

Why is my bank's THB to USD rate different from this converter?

This converter shows the mid-market rate, the midpoint between wholesale buying and selling prices. Banks, card networks and exchange desks quote a rate a few percent worse and may add a fixed fee. Enter the amount you were quoted in the exchange-rate markup calculator to see the margin in percent and in Thai Baht.

How much is 10,000 THB in USD?

10,000 THB was about 295.81 USD at the mid-market rate on this page.

Is the Thai baht pegged to the US dollar?

No. On 2 July 1997 the Bank of Thailand ended the baht's link to a dollar-dominated basket and moved to a managed float (source: Bank of Thailand).

Can I exchange Thai baht to US dollars in Thailand?

Yes, at authorized banks and money changers. You may take foreign currency notes out of Thailand up to the amount you bought from them, and you must declare more than USD 15,000 or its equivalent (source: Bank of Thailand).

How much Thai baht can I take out of Thailand?

Up to THB 50,000 to most countries, or up to THB 2 million to countries bordering Thailand, Vietnam and China's Yunnan province; more than THB 450,000 must be declared to Customs (source: Bank of Thailand).

How much is 1 THB in USD?

1 THB (Thai Baht) equalled about 0.0296 USD (United States Dollar) on 26 Oct 2026 (mid-market reference rate). Rates move throughout the trading day; the converter above shows the latest figure.

How much is 100 THB in USD?

100 THB was about 2.96 USD on 26 Oct 2026. Banks, card networks and airport kiosks add a margin to the mid-market rate, so the amount you actually receive is lower; the markup calculator shows how much a given margin costs.

How much is 1000 THB in USD?

1,000 THB was about 29.58 USD on 26 Oct 2026. For larger transfers, compare the final amount received from two or three providers, because fees and exchange-rate margins differ more than headline rates suggest.

What is the inverse rate — 1 USD to THB?

1 USD was about 33.8050 THB on 26 Oct 2026. Use this when you're pricing items in United States Dollar and need a quick mental Thai Baht reference.

When is the best time to convert THB to USD?

Forex liquidity is highest when London and New York overlap (8 AM–12 PM ET), which usually means the tightest spreads. Avoid weekends and major central bank announcement days unless you're hedging.

Is the THB/USD rate shown live?

The converter loads the latest available rate when the page opens: European Central Bank reference rates (published once each working day around 16:00 CET) with a commercial feed for currencies the ECB does not cover. Figures in the text are dated. Your provider's quoted rate will include its own margin.

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