CHF to USD Converter: Swiss Franc to United States Dollar

1 CHF = 1.2104 USD and 1 USD = 0.8262 CHF (mid-market, 26 Oct 2026). Over the 30 days of ECB data from 25 Sept 2026, the Swiss Franc rose 0.26% against the United States Dollar.

To convert CHF to USD, type the amount in CHF (Swiss Franc) into the converter below. It multiplies your amount by the latest mid-market CHF/USD rate and shows the result in USD (United States Dollar), with the date of the rate. Tap the swap button to go from USD back to CHF. The mid-market rate changes every working day, and banks, cards and exchange desks add their own margin, so the amount you receive will be a little lower. check what your bank charges on CHF to USD · plan a trip budget in United States Dollar · see every Swiss Franc exchange rate.

Converting the other way? Use the USD to CHF converter for United States Dollar to Swiss Franc amounts and tables.

Rates are European Central Bank reference rates for 26 Oct 2026 (published each working day around 16:00 CET; the UAE dirham uses its official US-dollar peg of 3.6725). The live converter loads the latest rate when the page opens.

Swiss Franc to United States Dollar

United States Dollar to Swiss Franc

CHF to USD over the last 30 days

Over the 22 ECB working days from 25 Sept 2026 to 26 Oct 2026, 1 CHF ranged from 1.1972 USD (1 Oct 2026) to 1.2165 USD (22 Oct 2026), averaging 1.2057. Today's 1.2104 is above that average by 0.39%.

For 1,000 CHF, that range is the difference between 1,197.20 and 1,216.49 USD: 19.28 USD, or 1.61% of the low. The biggest one-day move was +1.05% on 2 Oct 2026.

Example: a bank or card that sets its rate 3% worse than mid-market would pay 1,174.12 USD for 1,000 CHF today instead of 1,210.43, keeping 36.31 USD. That 3% is more than this rate's whole 30-day range, so the margin you pay matters more than the day you convert.

What affects the CHF to USD rate

The franc floats freely; the Swiss National Bank's minimum rate against the euro ended on 15 January 2015. These are the forces that move CHF/USD.

• Swiss National Bank (SNB) policy. The SNB equates price stability with a rise in the Swiss CPI of less than 2 percent a year and treats deflation as a breach too. Its main instrument is the SNB policy rate, reviewed at in-depth assessments in March, June, September and December, and it may use other measures, such as foreign-exchange interventions, to influence the exchange rate. (Source: Swiss National Bank)
• The Federal Reserve. The Federal Open Market Committee aims for inflation of 2 percent over the longer run, measured by the annual change in the price index for personal consumption expenditures, and holds eight regularly scheduled meetings a year. A change in the gap between US interest rates and the other central bank's rate shifts where investors hold money, which moves the exchange rate. (Source: Federal Reserve)
• Safe-haven demand. Investors tend to buy francs when global markets are stressed, so the franc can rise against the dollar in sell-offs even when interest rates have not changed.

Sending money, cash and cards: CHF to USD

Moving francs to the US

For salary, pension or investment transfers, ask each provider for the dollar amount that will arrive and every fee, including any fee a US receiving or intermediary bank deducts from an international wire.

The spread is the gap between the mid-market rate on this page and the rate you are actually given. It is easy to measure: at the rate above, 10,000 CHF is 12,104.34 USD, so a rate 1% worse delivers 121.04 USD less and a rate 3% worse 363.13 USD less. Compare the amount the recipient gets, not the advertised fee alone, and use the exchange-rate markup calculator to turn any quote into a percentage.

Cash and cards in the US

US prices are in dollars and sales tax is added at the till. A Swiss card is converted to francs by your issuer, which may add a processing fee for foreign-currency payments; check your card's fee schedule.

When a card terminal or ATM offers to charge you in CHF instead of USD, that is dynamic currency conversion: the merchant or ATM operator picks the exchange rate. Choosing USD leaves the conversion to your card issuer.

Central-bank and regulator figures on this page come from the sources below, retrieved 1 Oct 2026. This page explains what moves the rate; it does not forecast it or give investment advice. Measure any quote with the exchange-rate markup calculator.

Sources

• Swiss National Bank: Monetary policy strategy
• Swiss National Bank: Monetary policy decisions
• Federal Reserve: What economic goals does the Federal Reserve seek to achieve through its monetary policy?
• Federal Reserve: Federal Open Market Committee

Sending money between Swiss Franc (CHF) and US Dollar (USD) is one of the most common cross-border transactions in the world. Whether you're a traveler, freelancer, expat, importer or investor, getting a few percent better on your conversion adds up fast — on a $5,000 transfer, a 1% improvement is $50 in your pocket.

A short history of the CHF/USD pair

The Swiss National Bank (SNB) introduced a minimum exchange rate of CHF 1.20 per euro on 6 September 2011 to stop the franc's rapid appreciation, and discontinued it on 15 January 2015, when the franc jumped sharply against both the euro and the dollar. The SNB defines price stability as annual CPI inflation of less than 2% (source: Swiss National Bank), and it still buys or sells foreign currency when it judges the franc's moves threaten that goal.

Like all major pairs, CHF/USD is quoted as the amount of US Dollar you receive for one Swiss Franc. The rate moves continuously during the 24/5 forex week, with the deepest liquidity (and tightest spreads) when the London and New York sessions overlap between 8 AM and 12 PM Eastern Time.

Travel money tips for the United States

In the US, prices are in US dollars and card payments are accepted almost everywhere. Use a card without a foreign-transaction fee, and decline any offer to be charged in francs at a US terminal or ATM.

Carry a small amount of local cash for taxis and tips on arrival, then rely on a fee-free debit card for the rest. Skip dynamic currency conversion (DCC) when paying — always choose to be charged in the local currency at the terminal.

Putting it all together

The CHF/USD rate you see at the top of this page is the mid-market reference — the same one professionals watch. Your bank or app will quote slightly off that depending on its margin and fees. Use the converter to plan, then compare two or three providers before you transfer real money.

Asked to pay in your own currency at a till or ATM? Check the offer with the local-currency-or-yours calculator. Need a rate your bank only quotes through the dollar? Try the cross rate calculator.

Frequently asked questions about CHF to USD

How do I convert CHF to USD?

Enter the amount in CHF in the converter at the top of this page and it shows the value in USD at the latest mid-market rate, with the date of that rate. To work it out by hand, multiply the CHF amount by the CHF/USD rate; to go the other way, divide the USD amount by the same rate.

Why is my bank's CHF to USD rate different from this converter?

This converter shows the mid-market rate, the midpoint between wholesale buying and selling prices. Banks, card networks and exchange desks quote a rate a few percent worse and may add a fixed fee. Enter the amount you were quoted in the exchange-rate markup calculator to see the margin in percent and in Swiss Franc.

Is the Swiss franc pegged to the US dollar?

No. The franc floats. The SNB held a minimum rate of 1.20 francs per euro from September 2011 to 15 January 2015, and today it may intervene in the foreign-exchange market but sets no fixed rate (source: Swiss National Bank).

Why does the Swiss franc rise when markets fall?

The franc is seen as a safe haven, so investors tend to buy it when markets are stressed. The SNB may respond with interest-rate changes or foreign-exchange interventions when the franc's moves threaten price stability, defined as Swiss CPI inflation below 2 percent (source: Swiss National Bank).

How much is 50 CHF in USD?

50 CHF was about 60.52 USD at the mid-market rate on this page.

How much is 1 CHF in USD?

1 CHF (Swiss Franc) equalled about 1.2104 USD (United States Dollar) on 26 Oct 2026 (mid-market reference rate). Rates move throughout the trading day; the converter above shows the latest figure.

How much is 100 CHF in USD?

100 CHF was about 121.04 USD on 26 Oct 2026. Banks, card networks and airport kiosks add a margin to the mid-market rate, so the amount you actually receive is lower; the markup calculator shows how much a given margin costs.

How much is 1000 CHF in USD?

1,000 CHF was about 1210.43 USD on 26 Oct 2026. For larger transfers, compare the final amount received from two or three providers, because fees and exchange-rate margins differ more than headline rates suggest.

What is the inverse rate — 1 USD to CHF?

1 USD was about 0.8262 CHF on 26 Oct 2026. Use this when you're pricing items in United States Dollar and need a quick mental Swiss Franc reference.

When is the best time to convert CHF to USD?

Forex liquidity is highest when London and New York overlap (8 AM–12 PM ET), which usually means the tightest spreads. Avoid weekends and major central bank announcement days unless you're hedging.

Is the CHF/USD rate shown live?

The converter loads the latest available rate when the page opens: European Central Bank reference rates (published once each working day around 16:00 CET) with a commercial feed for currencies the ECB does not cover. Figures in the text are dated. Your provider's quoted rate will include its own margin.

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