USD to CHF Converter

1 USD = 0.8262 CHF and 1 CHF = 1.2104 USD (mid-market, 26 Oct 2026). Over the 30 days of ECB data from 25 Sept 2026, the United States Dollar fell 0.26% against the Swiss Franc.

Converting the other way? Use the CHF to USD converter for Swiss Franc to United States Dollar amounts and tables.

Rates are European Central Bank reference rates for 26 Oct 2026 (published each working day around 16:00 CET; the UAE dirham uses its official US-dollar peg of 3.6725). The live converter loads the latest rate when the page opens.

United States Dollar to Swiss Franc

Swiss Franc to United States Dollar

USD to CHF over the last 30 days

Over the 22 ECB working days from 25 Sept 2026 to 26 Oct 2026, 1 USD ranged from 0.8220 CHF (22 Oct 2026) to 0.8353 CHF (1 Oct 2026), averaging 0.8294. Today's 0.8262 is below that average by 0.39%.

For 1,000 USD, that range is the difference between 822.04 and 835.28 CHF: 13.24 CHF, or 1.61% of the low. The biggest one-day move was -1.03% on 2 Oct 2026.

Example: a bank or card that sets its rate 3% worse than mid-market would pay 801.37 CHF for 1,000 USD today instead of 826.15, keeping 24.78 CHF. That 3% is more than this rate's whole 30-day range, so the margin you pay matters more than the day you convert.

Sending money between US Dollar (USD) and Swiss Franc (CHF) is one of the most common cross-border transactions in the world. Whether you're a traveler, freelancer, expat, importer or investor, getting a few percent better on your conversion adds up fast — on a $5,000 transfer, a 1% improvement is $50 in your pocket.

A short history of the USD/CHF pair

CHF is the world's premier safe-haven currency. The 2015 SNB de-peg from EUR caused one of the largest single-day FX moves on record.

Like all major pairs, USD/CHF is quoted as the amount of Swiss Franc you receive for one US Dollar. The rate moves continuously during the 24/5 forex week, with the deepest liquidity (and tightest spreads) when the London and New York sessions overlap between 8 AM and 12 PM Eastern Time.

What drives the USD to CHF rate

Three forces dominate: interest-rate differentials between the two central banks, the relative health of each economy (GDP, jobs, inflation), and global risk sentiment. When traders feel cautious, capital flows toward the perceived safer currency in the pair, pushing its value up.

• Central bank policy — rate hikes typically strengthen a currency by attracting yield-seeking capital.
• Inflation prints — higher inflation usually weakens a currency over time.
• Trade balance — exporters' currencies tend to firm when global demand is strong.
• Political stability — elections, referendums and policy shocks can move USD/CHF 1-3% in a session.

Forecast and what to watch in the months ahead

Risk sentiment and SNB intervention are the main drivers. Geopolitical stress typically lifts CHF.

Currency forecasts are educated guesses. Even the best institutional models miss; treat any number as a range, not a target.

Best ways to convert USD to CHF

For amounts under $1,000, low-cost apps like Wise and Revolut are almost always the best choice — they quote the mid-market rate and charge a small transparent fee. For larger transfers (typically $5,000+), services like OFX often waive fees and assign a dealer. Western Union remains the easiest option when the recipient needs cash pickup.

• Swiss banks charge premium fees — for incoming USD, multi-currency neobanks like Yuh or Wise usually win.
• Always compare the final amount received, not the headline rate.
• Avoid airport kiosks and hotel desks — spreads above 8% are common.
• If your bank charges a foreign-transaction fee on card spending, get a fee-free travel card before you fly.

Travel money tips for the Switzerland

Switzerland is expensive. CHF is the only legal tender (some places take EUR with poor rates). Tipping is included; round up.

Carry a small amount of local cash for taxis and tips on arrival, then rely on a fee-free debit card for the rest. Skip dynamic currency conversion (DCC) when paying — always choose to be charged in the local currency at the terminal.

Putting it all together

The USD/CHF rate you see at the top of this page is the mid-market reference — the same one professionals watch. Your bank or app will quote slightly off that depending on its margin and fees. Use the converter to plan, then compare two or three providers before you transfer real money.

Asked to pay in your own currency at a till or ATM? Check the offer with the local-currency-or-yours calculator. Need a rate your bank only quotes through the dollar? Try the cross rate calculator.

Frequently asked questions about USD to CHF

How much is 1 USD in CHF?

1 USD (United States Dollar) equalled about 0.8262 CHF (Swiss Franc) on 26 Oct 2026 (mid-market reference rate). Rates move throughout the trading day; the converter above shows the latest figure.

How much is 100 USD in CHF?

100 USD was about 82.62 CHF on 26 Oct 2026. Banks, card networks and airport kiosks add a margin to the mid-market rate, so the amount you actually receive is lower; the markup calculator shows how much a given margin costs.

How much is 1000 USD in CHF?

1,000 USD was about 826.15 CHF on 26 Oct 2026. For larger transfers, compare the final amount received from two or three providers, because fees and exchange-rate margins differ more than headline rates suggest.

What is the inverse rate — 1 CHF to USD?

1 CHF was about 1.2104 USD on 26 Oct 2026. Use this when you're pricing items in Swiss Franc and need a quick mental United States Dollar reference.

When is the best time to convert USD to CHF?

Forex liquidity is highest when London and New York overlap (8 AM–12 PM ET), which usually means the tightest spreads. Avoid weekends and major central bank announcement days unless you're hedging.

Is the USD/CHF rate shown live?

The converter loads the latest available rate when the page opens: European Central Bank reference rates (published once each working day around 16:00 CET) with a commercial feed for currencies the ECB does not cover. Figures in the text are dated. Your provider's quoted rate will include its own margin.

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